How to Fight Climate Change with Renewable Energy: A Response to the IPCC Report

The latest IPCC report on climate change showed that everyone needs to cut carbon emissions FAST. Switching to renewable energy ASAP is one part of the solution

Christine RicoNovember 30, 2023

Fundamentals Of Financial Management

Christine RicoNovember 27, 2023Comment

You Too can Fund Social Justice Via Citizen Philanthropy at ioby.org

Crowdfunding for social justice campaigns is a thing and ioby.org is the place. Ioby calls it citizen philanthropy when individual donors come together to support community-led projects to create lasting impact on neighborhoods..

Christine RicoNovember 20, 2023

Creating A Business Plan That Means Something

Christine RicoNovember 13, 2023Comment

4 Simple Steps for Building a Company That is Good for the World

Owners of small companies juggle many important (and competing) demands — how can you spare the time, money and brain-power to develop, track and improve your social impact? This is why I work with companies like yours to build profitability: so you can deepen the social impact of your work and company.

Christine RicoNovember 6, 2023

Black Farmer Fund and the Power of Social Impact Capital

Black Farmer Fund is on a mission to nurture Black community wealth & health by investing in black food and farm businesses in the Northeast.

This is a relatively simple concept - raise money and make it accessible to business owners that have historically had little or no ability to get loans or investments to build their businesses.

But when you break it down, BFF has a radical approach to deep structural issues within our Banking and Food Industries.

6 Financial KPIs to Track Progress and Profitability

KPI stands for Key Performance Indicators. Each is used to measure the performance of a specific business objective tied to the success and profitability of a company. The best way to start using KPIs in your business is to select a small number of indicators that feel important and meaningful and make the results of those indicators transparent to everyone. Here are 6 KPIs to get started.

Cash Flow, Financial ReportsChristine RicoMarch 21, 2023KPIs

Managing Cash Risk in the Face of Bank Failures

Small business owners nationally are waking up to the idea that the risk of bank closure is real and could have a huge impact on their ability to operate, make payroll and keep their doors open.

Bank failure is an unusual event; so the fact that several banks have been closed by The U.S. Treasury in the past few days should not be a mass call to alarm.

However, there are a few actions that business owners can take to protect the cash assets of their business (and their personal accounts) in the face of disruption.

Christine RicoMarch 13, 2023

The 3 Biggest Financial Fears of Small Business Owners

One of the MOST common fears of small business owners is money itself! So before we even start to unpack other fears related to your finances, we have to talk about the fear of understanding and taking ownership of your money.

I hear entrepreneurs, particularly women, claim all of the time that they “just aren’t good with money” or “don’t understand the money side of things.”

And I get it. Women are fed a lot of money myths in their lives, BUT I want to help you bust through these myths! Because there is power in understanding the financial side of your business, and it’s not as hard as many people think.

Christine RicoFebruary 28, 2023

Handy Guide to Small Business Financial Statements

Three essential financial reports for small business owners, and how to use them to understand profit, cash flow and financial sustainability in your business ones. Part one of our Handy Guide to Financial Statements

Resources, Financial ReportsChristine RicoJanuary 9, 2023Financial Statements Guide, manage finances